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TMG The Mortgage Group (Ontario) Inc.
WELCOME! IMPROVE YOUR LIFE WITH OUR MORTGAGES
Take charge and join thousands of homeowners who have improved their lives!
We are mortgage professionals who help individuals and families live better lives. Join thousands of homeowners who have experienced lower stress by working with us. Your home mortgage is a significant financial loan. Transform your life and get the mortgage for how you live. Our mortgage lenders welcome all homeowners. At Dina Tull Mortgage, you deal with the same person, you do not get passed around. Work with us and reap the rewards of financial security. Change starts now. Use the contact form below to schedule your no obligation session.

Call now (647) 869-2370 

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  • Be Happy!
    Dina is an experienced mortgage broker who has funded hundreds of mortgages in Ontario.
  • Get the Mortgage You Want
    Join thousands of homeowners who get the best outcome by working with Dina. Find out more information about mortgage renewals, mortgage refinancing, reverse mortgages.
  • Results
    Dina looks after your interest. She works with a team of lawyers, appraisers, real estate agents to cover all the bases for a peace of mind.
Why Should You Use My Services?
Experience
Licenced and insured to provide top level service to thousands of homeowners.
 
Knowledge
Always learning about the changes to the mortgage industry and mortgage financing options by working closely with the many mortgage lenders, lawyers, appraisers, and real estate agents in Ontario.
 
Results
Supports and guides you every step of the mortgage process. Works hard to ensure you get have the correct information about your options, terms and implications so that you can make an informed decision.
 
Empower yourself! Take control and schedule a call today!
(647) 869-2370 


Experience, Trust, Results
Our Services
Residential Mortgages, Mortgage Renewals, Refinance, Bridge Financing, Debt Consolidation, Home Equity Line of Credit, Power of Sale, Private Mortgage, Self-employed, Spousal Buyout ***** Get started (647) 869-2370
Our Commitment
We provide professional, quality advice and guidance to help you choose and get approved for the right mortgage at the best rates. ***** Get started (647) 869-2370
Areas Served
Ontario-wide. We welcome and help homeowners to get the best mortgage ***** Get started (647) 869-2370
Get started with your mortgage now!
I'm here to help you get the mortgage you want!
Types of Mortgage Interest Rates

A fixed mortgage offers you the security of locking in your interest rate for the term of your mortgage, so you know exactly how much principal and interest you will be paying on the mortgage during the term. Terms range from 6 months to 10 years. Fixed rate mortgages offer some form of pre-payment, from 10% to 25% of the original mortgage balance each year, depending on the lender. If you wish to pay off your mortgage in full, there will be a penalty of either 3 months simple interest, or an Interest Rate Differential (IRD). The benefit of this mortgage is the rate is lower than an open mortgage, making it a more popular option if you have no plans to pre-pay it in full during the term you select.

A variable-rate mortgage allows you to take advantage of a fluctuating interest rate. Most variable interest rate mortgage loans are set below prime, terms range from 1 to 5 years. Payments vary depending on the mortgage option or lender you choose. In some cases you can fix your payments for up to 5 years, but the interest rate will fluctuate as the Bank Prime Rate changes. In other cases, your monthly payments will fluctuate depending on how many times the Prime Rate changes during your term.

An open mortgage allows you the flexibility to pay off some or the entire mortgage at any time, without penalty. Interest rates are usually higher and are tied to the Bank's Prime Rate.

A secured line-of-credit allows you to access the equity in your home whenever you choose. Rates are tied to prime, usually slightly above prime. Required payment on the balance is interest only, making it a good choice where cash flow may be important. Lower interest rates compared to an unsecured line of credit. You may have a secured line of credit and a mortgage, if you have good equity in your home.

The Rates, Today
Because I work with a wide variety of lenders I can access competitive, lower-than-advertised interest rates. Check back often to see how these rates compare to average bank rates.
How Much Can You Afford?
Use this mortgage calculator to help you figure things out
My Happy Clients
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